Saint-Germain-en-Laye

Saint-Germain-en-Laye | Île-de-France

The Heart of

Opportunity Here

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Cabinet Descolas

Presented At

€1,490,000

Bedrooms

Bathrooms

Living

2,713

SQM

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Saint-Germain-en-Laye

Saint-Germain-en-Laye | Île-de-France

Saint-Germain-en-Laye, Île-de-France, France. , Saint-Germain-en-Laye , Île-de-France

House 9 room(s) 5 bedroom(s) 252 m²

Character house of approximately 252 m² (287 m² on the ground), set on a beautifully landscaped plot of about 2,472 m². This exceptional property, built in 1992, features an entrance leading to a bright living/dining room of about 68 m², thanks to its large bay windows and south-west exposure, an independent dining kitchen with access to the garden, a bedroom with its own bathroom, a 20 m² office that can be converted into a bedroom, as well as a guest toilet. The first-floor landing independently serves all the rooms on this level, including a master suite of about 26 m² with its dressing room and adjoining bathroom, a second bedroom with its shower room, two additional bedrooms, a bathroom, and two guest toilets. Additionally, there is a full basement comprising two garages that can accommodate several vehicles, a laundry room, a boiler room, a pantry, a wine cellar, a workshop, and a storage area. The L line (L’Étang-la-Ville station) is less than a 5-minute walk away, providing access to Paris Saint-Lazare / La Défense. Just 15 minutes from the International School of Saint-Germain-en-Laye and 20 minutes from the British School of Paris in Croissy-sur-Seine.

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Property

Gallery

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Property Location

Saint-Germain-en-Laye, Île-de-France, France., Saint-Germain-en-Laye Île-de-France

Local Weather & Climate

Saint-Germain-en-Laye, Île-de-France

Current Conditions Updated recently

49 °F

Clear sky

Feels Like 47°F

Humidity 80%

Wind 7 mph

Visibility 6.2 mi

Sunrise 6:28 AM

Sunset 5:38 PM

5-Day Forecast

Wed 4 Mar

Clear

High 64°

Low 48°

Thu 5 Mar

Clear

High 66°

Low 49°

Fri 6 Mar

Clouds

High 64°

Low 53°

Sat 7 Mar

Clouds

High 65°

Low 52°

Sun 8 Mar

Clouds

High 63°

Low 51°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Saint-Germain-en-Laye?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (France)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$149,000,000

Saint-Germain-en-Laye, Île-de-France, France.

Saint-Germain-en-Laye, Île-de-France

5 Beds

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Market Opinion

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Our perspective on current market conditions in Saint-Germain-en-Laye. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

France offers strong property rights and legal protections for buyers

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $149,000,000 20% down ($29,800,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$12,804/day

Your home may appreciate while you sleep

$89,871/week $389,441/mo $4,673,290/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$82.0M

+$117.9M

$117.9M Potential Equity

vs $82.0M lost to rent over 10 years

$29.8M Down Payment Growth

10yr

$117.9M

8.1x

20yr

$242.2M

12.6x

30yr

$376.3M

Wealth Comparison

×896

Equivalent to 896 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $376.3M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $175.5M +18%

Market $202.9M +36%

Optimistic $234.2M +57%

$117.9M est. equity

20 Years

Conservative $206.7M +39%

Market $276.3M +85%

Optimistic $368.0M +147%

$242.2M est. equity

30 Years

Conservative $243.4M +63%

Market $376.3M +153%

Optimistic $578.3M +288%

$376.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Saint-Germain-en-Laye, Île-de-France, France have?

This house at Saint-Germain-en-Laye, Île-de-France, France features 5 bedrooms with 2,713 square feet of living space.

What is the size of Saint-Germain-en-Laye, Île-de-France, France?

This property offers 2,713 square feet of living space.

What is the listing price for Saint-Germain-en-Laye, Île-de-France, France?

This property is listed at $149,000,000, which equals $54921 per square foot.

Is now a good time to buy a home in Saint-Germain-en-Laye?

Based on current market indicators, Saint-Germain-en-Laye shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Saint-Germain-en-Laye, Île-de-France, France?

This is a house located in Saint-Germain-en-Laye, Île-de-France. The property is situated in an established neighborhood with convenient access to local amenities and services.